[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.g2w.cz\/schazeji-vam-penize\/#Article","mainEntityOfPage":"https:\/\/www.g2w.cz\/schazeji-vam-penize\/","headline":"Sch\u00e1zej\u00ed v\u00e1m pen\u00edze?","name":"Sch\u00e1zej\u00ed v\u00e1m pen\u00edze?","description":"K tomu, aby \u017eil \u010dlov\u011bk norm\u00e1ln\u00edm \u017eivotem, je tomuto zapot\u0159eb\u00ed m\u00edt pen\u00edze. Kdy\u017e je toti\u017e nem\u00e1, nem\u016f\u017ee si po\u0159\u00eddit to, co je v\u0161ude kolem n\u00e1s … ","datePublished":"2019-11-06","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.g2w.cz\/author\/#Person","name":"g2w.cz\n","url":"https:\/\/www.g2w.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/cfe4dae5aaf43720425415780408681beb9b9a829e9a657295ed1cacce5febc2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cfe4dae5aaf43720425415780408681beb9b9a829e9a657295ed1cacce5febc2?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"g2w.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.g2w.cz\/wp-content\/uploads\/img_a369726_w1915_t1581788249.jpg","url":"https:\/\/www.g2w.cz\/wp-content\/uploads\/img_a369726_w1915_t1581788249.jpg","height":0,"width":0},"url":"https:\/\/www.g2w.cz\/schazeji-vam-penize\/","about":["Finance"],"wordCount":444,"articleBody":"       K tomu, aby \u017eil \u010dlov\u011bk norm\u00e1ln\u00edm \u017eivotem, je tomuto zapot\u0159eb\u00ed m\u00edt pen\u00edze. Kdy\u017e je toti\u017e nem\u00e1, nem\u016f\u017ee si po\u0159\u00eddit to, co je v\u0161ude kolem n\u00e1s na prodej, ty nejd\u016fle\u017eit\u011bj\u0161\u00ed a pro \u017eivot nezbytn\u00e9 v\u011bci a slu\u017eby nevyj\u00edmaje, a bez toho nen\u00ed \u017eivot skute\u010dn\u011b plnohodnotn\u00fd.   Ov\u0161em je skute\u010dnost\u00ed, \u017ee se mnoz\u00ed z lid\u00ed pot\u00fdkaj\u00ed s nedostatkem financ\u00ed. Kdy\u017e porovnaj\u00ed to, co si vyd\u011blaj\u00ed nebo z\u00edskaj\u00ed n\u011bjakou jinou cestou, s t\u00edm, co mus\u00ed za n\u011bco utratit, nejednou skon\u010d\u00ed na nule nebo dokonce v m\u00ednusu. A kdy\u017e jim pen\u00edze nesta\u010d\u00ed ani na ty nejz\u00e1kladn\u011bj\u0161\u00ed pot\u0159eby, je zle. V takov\u00e9 chv\u00edli \u010dasto nen\u00ed jin\u00e9 volby, ne\u017e se pokusit z\u00edskat n\u011bjakou p\u016fj\u010dku. Ta b\u00fdv\u00e1 toti\u017e nejednou t\u00edm jedin\u00fdm, co m\u016f\u017ee uchr\u00e1nit doty\u010dn\u00e9ho chud\u00e1ka p\u0159ed pern\u00fdmi chvilkami a mo\u017en\u00e1 nejen chvilkami. A tak se n\u011bkdo podobn\u00fd obr\u00e1t\u00ed na banku. S jednou kapsou pr\u00e1zdnou a druhou vysypanou tam doraz\u00ed a \u010dasto se odtud se stejn\u011b pr\u00e1zdn\u00fdmi kapsami i vr\u00e1t\u00ed. A to proto, \u017ee tam po n\u011bm cht\u011bj\u00ed prok\u00e1z\u00e1n\u00ed dostate\u010dn\u011b vysok\u00fdch p\u0159\u00edjm\u016f \u010di dob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, \u010dist\u00e9 z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a podobn\u011b. A v t\u011bchto ohledech n\u011bkdo, kdo m\u00e1 hluboko do kapsy, vyhov\u011bt nedok\u00e1\u017ee. Ale tent\u00fd\u017e \u010dlov\u011bk dok\u00e1\u017ee snadno usp\u011bt t\u0159eba u poskytovatele nebankovn\u00ed hypot\u00e9ky. Jednodu\u0161e proto, \u017ee tady se to, na \u010dem v bance ztroskot\u00e1 nejeden z na\u0161inc\u016f, zase a\u017e tak striktn\u011b nevy\u017eaduje. Tady jenom sta\u010d\u00ed, aby mohl \u017eadatel d\u00e1t do z\u00e1stavy nemovitost a aby m\u011bl na spl\u00e1cen\u00ed, a nic nen\u00ed probl\u00e9m. Doty\u010dn\u00fd si m\u016f\u017ee hrav\u011b za\u017e\u00e1dat p\u0159es internet a u\u017e do \u010dty\u0159iadvaceti hodin v\u00ed, zda mu tu vyhov\u00ed. A jakmile je pak v\u0161e dohodnuto a smlouva podeps\u00e1na, nic nebr\u00e1n\u00ed v\u00fdplat\u011b po\u017eadovan\u00fdch pen\u011bz, a to a\u017e do v\u00fd\u0161e sedmdes\u00e1ti procent odhadn\u00ed ceny zm\u00edn\u011bn\u00e9 zastaven\u00e9 nemovitosti.  Nic nen\u00ed t\u0159eba platit p\u0159edem, net\u0159eba se b\u00e1t z\u00e1ludnost\u00ed ukryt\u00fdch ve smlouv\u011b. Sta\u010d\u00ed si jen pen\u00edze vz\u00edt a pak podle dohody spl\u00e1cet, t\u0159eba i cel\u00fdch t\u0159icet let. Co\u017e je jenom \u010d\u00e1st z pozitiv, je\u017e m\u016f\u017ee takov\u00e1to hypot\u00e9ka nab\u00eddnout. Vezmete-li si ji, ur\u010dit\u011b ji ocen\u00edte.                                                                                                                                                                                                                                                                                                                                                                                           4.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Sch\u00e1zej\u00ed v\u00e1m pen\u00edze?","item":"https:\/\/www.g2w.cz\/schazeji-vam-penize\/#breadcrumbitem"}]}]